The new Old Age Pension Act has created a completely new principle for the concept of provision for old-age. This 3 layer concept is the basis of your customer consultancy using BRAIN FORCE Vorsorgeoptimierung.

 

The application maps out all possibilities for old-age provision, including Rürup and Riester pensions. With BRAIN FORCE Vorsorgeoptimierung, you can comprehensibly explain the question of a pension shortfall to your customer, and you will jointly find the optimum, tailored solution.

 

Complex correlations are comprehensibly explained using interactive graphics and diagrams. You can vary the time when pension payment is to commence and then analyse the effects. Spouses may be shown on the same diagram or separately, depending on what the customer prefers.

 

You should consider all matters which are applicable to old-age provision, e.g., grants already used. If one product is not sufficient to close an existing pension shortfall, you may simply offer a mix of various products.

 

With BRAIN FORCE Vorsorgeoptimierung, you may meet your customers' demands for term insurance beyond old-age provision. For instance, a surviving dependent insurance can be included as well as disability insurance.

 

You will find an optimum solution for every target group, whether they are employees, civil servants or freelancers.

 

BRAIN FORCE Vorsorgeoptimierung also considers the net income and calculates the net pension. To compute insurance contributions, a "net to gross" and a "gross to net" calculator is used. Furthermore, you may simulate a check for more favourable conditions, which is also carried out by the Inland Revenue Office so as to see whether the "Riester pension" allows for any tax refund.

 

BRAIN FORCE Vorsorgeoptimierung has been available since 2004. Today, over 20,000 users benefit from the system, which enables them to offer competent advice, resulting in satisfied customers, as well as being an extremely efficient sales process.

© 2006 BRAIN FORCE HOLDING AG